Vector seems a tad high for year but not drastically. I have my 2017 grand touring Se with TD still (only vehicle I have there and it is just slightly over 600 a year with monthly install payments, full coverage with 1 million liability and collision and 500 deductibles all around, except theft and fire is 300 I believe.
Atv is only 375 a year with farm broker going to ask about sled, when he comes by in a few weeks. Has full coverage too and 2
Million on atv. TD limit is 1 million.