You get approx $40 back if you decline the liability coverage.      Riding in Quebec is amazing and the permit is worth the money but part of me is thinking about spending more time and money back in Ontario this coming season.     I havent really ridden Northern Ontario since 2022 and feel that I owe it another go.   

Good for reference. Theirs includes liability insurance does it not?

Here's a proposal for 2026/2027 Quebec permit pricing that was posted on Quebec Rider:  

It’s interesting to hear differing opinions on the new data way vs face to face relationships driving the happy client.   Where I work Corporate hires now for sales managers are from outside the industry.  No product knowledge.  No customer knowledge.  But the HR is hiring data managers.  They think sales are based on number of calls and entries into a customer management system.  Push the sales guy by data numbers.   They give no value to knowing the business and customers.  Knowing the product or product use.  Or having personal relationships or being able to create them.          

My guess is showing videos of those memorable sledding events that are mostly gone or has decrease interests…other than the mountain segment.  Sled drags on lakes are far fewer, same as round tracks on the lakes….and water crossing too, not that I think they posted those 🤪