I am not going to name names yet but I have it on good authority that a major Polaris dealer in Central Ontario just closed or is closing this week.    I am sure the name will be out shortly.   

Ya - with so many parties involved, no doubt there are some that are easy to deal with and others that create a lot more work to make sure all their boxes are checked. When you think about all the parts, it is amazing there are not more people who draw some sort of income to do some of the "admin" tasks....but I know that opens up a can of worms.

Now that its gone what was this amazing deal?  

Yes, I would agree fortunate, and stand up. Need more people like that.    I think it would be reasonable to include a copy of the COI  to go along with the MOU as good practice, provides some added piece of mind and supplements the form. No harm and put it on a portal the club can access to easily print it or download it from.   And yes, I get its just another "thing" that needs to be done - but it's no big deal to print it off if you're already giving out the MOU and would eliminate any back and forth should someone ask for it.    Sometimes good practice is being proactive rather than reactive.    I always ask to have or see/photograph a copy of the COI of any contractor or people doing work at my house. I don't call to follow up and make sure its legit ( because they are faked as well ) - but I ask for it. 

I guess I'm fortunate in that the landowners I deal and have dealt with have never asked me for anything other than a copy of the MOU that they sign. The Mennonite community in general are very trusting stand up people.