SkiDooStu Posted September 11, 2009 Share Posted September 11, 2009 1999 MXZ 600. Liability only. $140/year with TD. Link to comment Share on other sites More sharing options...
Viper700 Posted October 8, 2009 Share Posted October 8, 2009 I have td as well. I pay about 240 a year for an 03 700CC triple yamaha, everything except collision. If you have one ticket TD won't take you. They only insure the low risk population at least it was this way when I signed up 5 years ago. Link to comment Share on other sites More sharing options...
toddszr600 Posted October 8, 2009 Share Posted October 8, 2009 Im with TD now @ 460 for a 09 800 Crossfire R full go, but before I was with CAA and found them to be right in line with TD, still have my bike with them and will get a quote from them again this year. Todd Link to comment Share on other sites More sharing options...
RevRiders Posted October 10, 2009 Share Posted October 10, 2009 My 04 GSX 500 SS is 320.00 and a 2010 GSX 600 e-tech was 543.00 I had TD check the price twice on the new sled thinking it was a little high that is with full coverage 500 deductible on both Link to comment Share on other sites More sharing options...
Blackstar Posted October 11, 2009 Share Posted October 11, 2009 I pay $349 for my Ski-Doo '09 GSX Limited 600 (eTech) and $357 for my Ski-Doo '08 GSX Limited 600. Interesting that the 08 is more.... TD bases their rates on value which is true but they base it on the value you give them when you first get the insurance. Obviously, they will only pay you current market value in the event of an accident. Each year I call in to TD and change the value of my sleds to reflex current market value and they lower my rates accordingly. If you don't make the call, they will continue to charge you the higher rate. I'm thinking in this case the '08 was valued higher than the '09 at purchase....? Link to comment Share on other sites More sharing options...
RevRiders Posted October 12, 2009 Share Posted October 12, 2009 Thanks Blackstar that is great info Link to comment Share on other sites More sharing options...
02Sled Posted October 13, 2009 Share Posted October 13, 2009 TD bases their rates on value which is true but they base it on the value you give them when you first get the insurance. Obviously, they will only pay you current market value in the event of an accident.Each year I call in to TD and change the value of my sleds to reflex current market value and they lower my rates accordingly. If you don't make the call, they will continue to charge you the higher rate. I have found that all insurance companies do this as normal business practice. Not just for snowmobiles but cars, boats... everything. Every time I get a renewal I call them and reset the insured value. It is nothing more than a scam by the insurance and really shouldn't be allowed. They know exactly what they will pay out on a total loss based on book value and are likely better able to tell you the book value without you searching for it. They should automatically adjust each year but they don't If I didn't call every time a policy renews I would be spending significanctly more money for insurance. If you buy a $12,000.00 sled new you pay premiums on $12,000.00. If it is a total loss and they pay you out a few year later you may only get $6,000.00 book value regardless of the fact you have paid premiums on $12,000.00. Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.