Surely unfortunate, but for all with the itch it'll be "game on" regardless 

Without a doubt cost definitely matters, but somewhat out of convenience along with great service my insurance needs have been satisfied with one stop shopping for years. Always have had couple higher hp. sleds covered and for few bucks one way or another price is in check. Few years ago the company went public on the market which was a pleasant little windfall for long term clients.

Few years back the "price was right" on a particular unit, but my timing "missed it by that much"

Yes, a good one too. I am in the business and know what is and what is not good for me. I have never had my vehicles or house with TD - they'd never be able to touch what I was paying for what coverages I was getting elsewhere.   I moved from where I was for the discount CAA were offering me as a 25 + year member. No loss of coverage either.